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Housing

Our Strategic Priorities

Single white dogwood flower with green leaves poking out form behind,

We believe everyone deserves a safe and affordable home.  Be it owning or renting a home, or seeking safe shelter, we will work with local, state and federal partners to support creation of safe shelter and affordable homes for all.  We believe that health and wellness begins when people are safely and affordably housed.

Affordable housing is in extremely short supply in Western North Carolina, so we are working to preserve and add to available housing stock. Numerous area partners bring strengths, expertise, and assets to this work. In many cases, Dogwood will play the role of bridge funder, loan guarantor, or equity partner rather than simply writing a grant check. This helps increase our impact in the region while preserving grant funds for other strategic purposes.

Our vision for the next several years is to create at least one affordable or workforce housing project in every county we serve. That work is just getting started, but we’ve already invested in several exciting projects.

McDowell County Affordable Housing Development
We are contributing $204,000 in grants, $100,000 in pre-development costs, and up to $18.85 million in loan guarantees, letters of credit, and equity contributions to support a collaborative effort among Housing Assistance Corporation, Gateway Wellness Foundation, McDowell County, McDowell Technical Community College, McDowell Economic Development Association, and the City of Marion to develop workforce housing in Marion, NC. Gateway Wellness Foundation is contributing land for this project that was gifted to them by McDowell County and McDowell Technical Community College, as well as up to an additional $500,000 short-term letter of credit. Housing Assistance Corporation serves as the primary developer. 

The new housing complex will be located alongside the campus of McDowell Technical Community College in Marion and will provide 168 units through one, two, and three-bedroom options, serving residents at 80 -120% of the average Area Median Income (AMI). The project is expected to generate nearly $20 million in economic activity while utilizing local vendors, suppliers, and trades both during construction and afterwards for ongoing property management. 

Oklawaha Housing Development Project
Dogwood is assisting Housing Assistance Corporation in the addition of eight affordable units to an existing HAC-supportive housing development in Henderson County, The Cottages of Oklawaha.

ARPA Advantage RFP

Dogwood Health Trust is requesting proposals from counties, municipalities, and the Eastern Band of the Cherokee Indians located in our 18-county service region in Western North Carolina, including the Qualla Boundary, who would like to leverage the American Rescue Plan Act funds that they are investing in affordable housing.

PARTNER PROFILE

Housing Assistance Corporation

From providing minor repairs to the homes of low-income residents to packaging financing for lower-income homebuyers, to constructing affordable housing for those in the workforce, HAC ensures that people have safe and stable housing that forms the foundation for healthy and productive lives. 

Row of homes in construction for affordable housing
3 images with people working on building homes with "LIVE" written over the top